Life Cover Calculator
Life cover is a key pillar of a solid financial plan. Answer a few quick questions and you’ll get an estimated life cover amount based on your current position and what you want to protect. This tool is educational and gives an approximate result - we’ll confirm the right structure in a proper review.
Takes ~2 minutes.
Personal details
Tell us a bit about your household.
Money
Use monthly figures where possible.
| Description | Still owed (creates liability) | Asset value |
|---|
| Description | Liability amount |
|---|
Provisions
Add funeral costs and dependant needs.
| Name (optional) | Monthly need | Years | Education / Legacy |
|---|
Before you see your result
Life cover is only one part of protecting your family. A complete plan usually also considers Income Protection, Disability, and Dread Disease — and how they fit your budget and goals.
On the next page, you’ll see your life cover estimate. You’ll also have the option to book a free financial consult to make sure your overall protection and financial strategy align with your goals.
Your report
This report focuses only on life cover. A complete plan should also consider: Income Protection, Disability, and Dread Disease.
| Base needs | R — |
| Once-off needs | R — |
| Income replacement lump sum | R — |
| Estate duty buffer (20%) | R — |
| Executor fee buffer (4.15%) | R — |
| Family monthly need (sum) | R — |